ACMFinance  | Fast Property & Construction Finance

Investment Opportunities

Are you a sophisticated investor seeking a passive income?

All investment products are backed by quality Australian real estate. Each are assessed by an experienced valuation firm, with over $1bn per annum of incoming deal flow, this volume allows ACMFinance to select only suitably qualified mortgage and equity investments.

Current rate of investment returns paid on investments:
8% pa first mortgage security limited to 68% LVR.
12.5% pa second mortgage security limited to 72% LVR.
Minimum Investment $200,000 to maximum of $10,000,000. Investors need to meet the minimum requirements by ASIC referred to as Wholesale, Professional or Sophisticated Investor or invest a minimum investment of $500,000.

No investor has lost capital in 20 years of business. We welcome a meeting with you and your advisors.
All Investments operate under an AFSL with strict internal procedures and stress testing to withstand reasonable worsening economic conditions.

Direct Mortgage Ownership

We offer the ability to invest directly into a mortgage with your name on title.

All work is done in conjunction with you and our lawyers (or yours) and your funds are handled by our independent investment trust account. The trust statements then serves for your reconciliation, tax and accounting records.

Property fund

Earn between 8%-12% pa net of all fees with our property mortgage fund.
Earn between 15% - 20% pa with our Equity investments.
Our property fund is 100% backed by registered mortgages on Australian real estate security. All funds are transacted via our nominated Law Firm and provide quarterly reports and audits. For more head to
Please note: equity investments do not pay monthly interest.

Equity Fund

These are investments into property development projects and are secured on title.

Earn between 18% - 28% pa on equity investments. The investors are fully repaid when the project is completed, sold, and/or refinanced and only then is the Investment Manager paid. The trust account serves as your trust statement for accountability and tax purposes, please refer to for more details.

Lending Partners

Our commitment to a lending partner is simply that we prioritise relationships, focusing on the delivery of deals suited to the lending partner. After initial analysis we present the suitable deal to our lending partner and do not present this elsewhere outside our group partners, in turn this allows our introducer brokers exclusivity.

Financing parties can rely on the fact that over 2 out of 3 deals introduced go through to settlement. Our credit and internal teams have conducted the prior due diligence to be ready for a fast assessment.

Our high strike rate is a combination of initial analysis identifying early and quickly the unsuitable loans and proceeding with quality, bank grade projects, that may need ACMF assistance and the ability for ACMF to make up the shortfall where appropriate.

Whats our point of Difference?

With now over $1bn of annual loan and development inquiries,
we are privileged to sought out the best investments
upon which to lend or develop and reject the rest! plain & simple!

Asset backed securities secured against quality real estate property suitable for lending as recommended by independent valuations, all products have fixed income and returns. The reason is pure simplicity and understanding your returns.

Monthly audits on all products. This enables the investor to asses the quality and mix of asset spread of their investment. Why monthly you ask? Simple, to monitor the status of securities at all times. The auditors verify the investments each time and their status. Something no one currently does in the mortgage / real estate equity investment that we are aware of.

Available to all investors including those from overseas wanting to invest direct into Australia or via our overseas subsidiary partners.

No related party lending. Funds used for lending or equity development preferential investments to third party borrowers, secured, should the case arise, our appointed Project Manager firm can take over and complete the development.


Loan reporting, onsite meetings, investor relations and general loan monitoring during the life of the loan reported back to our financing partners. ACMF does not manage investors cash, all funds managed independently typically a suitable appointed law firm, ACMF carrying out the physical and strategic practical management.


These investments are only available to experienced investors, Investment Managers, Wholesale and Sophisticated investors as further defined and outlined by ASIC. All funds are transacted via our lawyers both in and out back to the investor. These products are not available to retail investors. Minimum investment amount is $100,000.00 for 1 year average fund.