Founded in 2001, ACMFinance has evolved over time to where it is today.
ACMF was founded due to a need by property developers requiring project funding and an ethical short term lender. Our philosophy is transparent, simplified asset based lending.
Albert has over 30 years' experience in finance and property development. He commenced his career at NAB, then then stock market and commercial property development in SA during the 1990's. Albert started a finance business in 2000 known as ACMFinance after finding a niche market. Albert’s specialty is structured finance for property development, placements, and collections having a high level of understanding of the finance cycle, lending, property development cycle, funds & profits repayment, and development related criteria.
Lena brings nearly three decades of diversified business management and financial lending experience to ACMFinance. Previously a compliance officer at a senior government department in South Australia, Lena was a confidant and senior advisor to a former State Premier (John Bannon). She is involved in our investor relations and a general consultant to the board.
From her vast real estate & building experience, Tiffany is an advisor to the board. Tiffany holds an Interior Architectural degree and for the past 15 years she has worked in the home building industry as a Consultant.
She has spent 8 years at Rossdale Homes as a luxury home and Architectural Consultant increasing the company’s growth and high design standards. Tiffany has also completed housing developments and land subdivisions.
Former career Credit Manager Anthony has over 30 years experience in banking operations in loan assessments and credit committee activities.
Anthony has worked at several credit unions and banks over his career and adds valuable credit experience at a grass-roots level, and on our compliance credit panel.
Anthony holds a BA (Business) and has been with ACMF since 2014, now semi-retired, he remains an advisor to the board since 2019.
Vincent is an Accountant with a Bachelor of Business degree. Vincent manages the group's in-house accountancy, as well as performs compliance activities for the company.
Vincent’s background is in diversified business, holding various accountancy roles, specialising in financial forecasting, planning and risk management.
Cassie has over 15 years experience working for a diverse range of Australian businesses managing large teams across retail and private industries.
Cassie holds a Bachelor of Business degree and is known for her change management and strong communication skills. Cassie overseas all facets of the business managing the day to day operations to drive business growth.
Our firm is a specialist boutique financier whose specialty is providing Fast Bridging Loans and Construction Loans. Our Introducer network, includes brokers, accountants, property advisory firms, real estate agents and lawyers. They can all rely on the fact that we do not compete against them, their clients belong to them. We instead develop long term relationships with the introducer.
ACMF enter into formal arrangements with a handful of funding sources, whereby the top up comes from ACMF, and ACMF is part of the credit and assessment team and make adjustments to our syndications to structure a loan facility to meet the client’s needs.
By delivering both quality and volume of loans to our lending partners, and providing the shortfall needed, ACMF have the competitive edge in the marketplace.
Our key executives each have decades of experience in Construction, Banking, Property Development, Legal, Finance Accountancy, Fund Management and other related experience.
ACMF teams up Investors, Managed Funds, and our own fund to structure a complete finance facility.
A loan with a low LVR is easy to fund via a bank, however, after a bank assessing cost and time parameters, contingencies, lower valuations than expected, this can result in a bank loan rejection.
Developers that prefer to make their capital work harder require a suitable structured facility allowing a greater return on equity.
Bank requirements can be up to 100% greater equity requirement and are inflexible with items such as pre-sales, whereas we customise a loan to suit the client's requirements.
As a result of our experience, we are often taken on as a general consulting firm from inception through to completion; assessing feasibility, finance structuring, and profitability.
Our strength is to make up the total budget required to fund a project. Anyone can fund 50-65% LVR however after valuation, QS & credit requirements typically the average land acquisition or development may require 5% to 10% additional LVR top-up. This is where ACMF stands out.
From property construction finance to land banking, we offer a range of financial products to suit your needs.
We are committed to providing our lending partners with secure, transparent deal flow.
View some examples of past projects we have financed for our clients over the years.
Learn More About ACMF & Our Fast Property & Construction Finance
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