Boutique Property Lending: Tailored Finance Solutions
ACMF was founded due to a need by property developers requiring project funding and an ethical short term lender. We are committed to supporting developers over the loan term, understanding the challenges that come with construction and the need for bespoke funding packages.
Albert has over 30 years' experience in finance and property development. He commenced his career at NAB, then then stock market and commercial property development in SA during the 1990's. Albert started a finance business in 2001 known as ACMFinance after finding a niche market. Albert’s specialty is structured finance for property development, placements, and collections having a high level of understanding of the finance cycle, lending, property development cycle, funds & profits repayment, and development related criteria.
Dinuk brings two decades of experience in the banking and finance sector, underpinned by a Bachelor of Commerce. His career includes five years with Commonwealth Bank in lending management and a further tenure at Fleet Partners specialising in vehicle finance and leasing. This background gives him a strong command of credit processes, borrower assessment and end-to-end loan administration. He has extensive expertise in loan structuring, complex financing and coordination across multiple stakeholders. At Australian Commercial Mortgage Fund, Dinuk oversees all construction lending activities, ensuring each facility is rigorously assessed, appropriately structured and managed throughout the full project lifecycle.
Vincent holds a Bachelor of Business degree and is responsible for overseeing the companies accounting and supporting key analytical functions across the business. He plays a central role in financial modelling, investment assessment and due diligence, contributing to the robust evaluation processes that underpin each opportunity. With a background spanning diversified commercial environments, Vincent has held roles focused on financial forecasting, strategic planning and risk analysis. His blend of technical accounting expertise and analytical capability strengthens the group’s decision-making framework and supports disciplined, data-driven investment management.
Kaveena is a skilled and motivated legal officer specialising in Commercial Banking, Finance, and Property Law. With over two years of experience at Purcell Partners, she has facilitated complex funding deals exceeding $200 million and advised on lending structures, risk management, and commercial negotiations. Known for her strong legal drafting, research, and stakeholder engagement skills, Kaveena is committed to delivering efficient, client-focused legal solutions.
Kaveena is a skilled and motivated legal officer specialising in Commercial Banking, Finance, and Property Law. With over two years of experience at Purcell Partners, she has facilitated complex funding deals exceeding $200 million and advised on lending structures, risk management, and commercial negotiations. Known for her strong legal drafting, research, and stakeholder engagement skills, Kaveena is committed to delivering efficient, client-focused legal solutions.
Cassie has over 15 years experience working for a diverse range of Australian businesses managing large teams across retail and private industries.
Cassie holds a Bachelor of Business degree and is known for her change management and strong communication skills. Cassie overseas all facets of the business managing the day to day operations to drive business growth.
Our firm is a specialist boutique financier whose specialty is providing Construction Finance. Other than developers, our Introducer network, includes brokers, accountants, property advisory firms, real estate agents and lawyers. They can all rely on the fact that we do not compete against them, their clients belong to them. We instead develop long term relationships with the introducer.
Our key executives in ACMF & our Fund Management Company each have decades of experience in Construction, Banking, Property Development, Legal, Finance Accountancy, Fund Management and other related experience.
ACMF teams up Investors, Managed Funds, and our own Fund to structure a complete finance facility.
While securing funding for a loan with a low Loan-to-Value Ratio (LVR) is straightforward through a bank, the process can become complicated due to factors like assessment costs, time constraints, contingencies, and lower-than-expected valuations, leading to potential rejection.
Banks may impose significantly higher equity requirements, up to 100%, and exhibit inflexibility regarding pre-sales, whereas we tailor loans to align with our clients' needs.
Leveraging our extensive experience, we are often taken on from inception to completion, including feasibility assessments, finance structuring, and profitability evaluations.
Our forte lies in bridging the total budget gap required for project funding. While many can finance LVRs ranging from 50-65%, the additional top-up of 5-10% post-valuation, Quantity Surveyor (QS), and credit requirements often pose challenges. This is where ACMF excels.
From property construction finance to land banking, we offer a range of financial products to suit your needs.
We are dedicated to offering our investors secure and transparent investment opportunities.
View some examples of past projects we have financed for our clients over the years.
Learn More About ACMF & Our Fast Property & Construction Finance
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